What If Your Next Home Came With More Financial Flexibility?
Some builder programs combine a promotional fixed mortgage rate, forgivable down payment assistance, and eligible closing-cost credits. Here's what that combination could mean for qualified buyers.
Potential Fixed Mortgage Rate
A modeled 30-year fixed rate that could reduce monthly principal and interest compared with higher-rate financing. Availability and eligibility require lender confirmation.
Forgivable Down Payment Assistance
A separate assistance loan may be forgiven after three years if all applicable program conditions are met. Early departure may require repayment.
Potential Builder Credits
Builder contributions may cover eligible closing expenses, reducing the cash needed at closing. Actual credit amounts depend on program limits.
See What the Promotion Could Do
Illustrative 30-Year Fixed Comparison
Choose an expected closing date by December 31, 2026.
Please check your financing inputs.
Illustrative financing scenario only. The model assumes assistance equal to the entered down payment and a builder credit equal to entered eligible closing costs. Actual assistance and credit limits are unverified. The 6.75% promotional rate and default 7.50% comparison rate are not current lender quotes or commitments. Payments include primary mortgage principal and interest only, excluding property taxes, insurance, mortgage insurance, HOA dues and any payments on the separate assistance loan. Upfront cash estimates exclude escrows, prepaids, deposits and other charges. All terms require lender and builder confirmation.
What Could These Incentives Mean for You?
More Cash Available Upfront
Assistance and eligible closing credits may reduce the amount you need to bring to closing, potentially leaving more of your savings available for other needs.
A More Manageable Monthly Payment
A lower fixed mortgage rate may make monthly principal and interest more manageable, depending on your loan amount and available financing options.
More Options for Your Next Home
When upfront costs and monthly payments change, a qualifying new-construction home may become an option worth exploring.
December 31, 2026
The modeled promotional scenario requires closing by this date. Participating homes, financing availability, eligibility and actual deadlines must be confirmed. If you're considering a move, it's worth exploring your options before the deadline.
Let's See What Could Be Possible.
Find out which new-construction homes may qualify and explore the financing options that could make your next move easier.
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